On-line banking (e-zaba) - Zagrebačka banka (2024)

Quick, simple and affordable - manage your finances, make payments and do business with the Bank from the comfort of your home! All you need is a computer with Internet access and a token (m-token or a physical token). You arrange m-token free of charge when arranging the on-line banking(e-zaba).

e-zaba

Using e-zaba, you can:

  • check the balance of your accounts (even the ones for which you are an authorized signatory), savings, investments and loans
  • pay bills in Croatia and abroad (right now, in the future or using a standing order)
  • forward a confirmation of order execution to the recipient by e-mail or mail
  • stay informed about your expenses
  • buy, sell and exchange foreign currencies
  • buy, sell and transfer shares in ZB Invest funds
  • arrange term deposit with a stimulating interest rate
  • arrange i-Bills
  • consult your banker and execute certain transactions usinge e-branch

Benefits

  1. Savings
    e-zaba ensures savings since you can pay your utility bills at the most affordable prices (EUR 0.30 per bill)
  2. Convenience and availability
    Using e-zaba you can make a term deposit, check your loan rate or make payments into foreign countries from your home, without having to go to the Bank and wait in lines.
  3. You do not depend on working hours of branches you can do everything you need to do, at your convenience
  4. You will always be the first in the line -no waiting, no queues, only the comfort of your living room
  5. You will be informed about your accounts at all times - check your transactions, balances and activity of your accounts
  6. It saves the environment - receive your statements and notifications using e-zaba instead of in paper form

Additional information and assistance:
ezaba-gradjani@unicreditgroup.zaba.hr
01 3789 785

On-line banking (e-zaba) can be arranged in any branch. The only requirement is that you have a current account with the Bank. It is ready for use right away.

Prices

Arranging and using the service costs EUR 1.33/month
Arranging and using the service for users of Premium, Senior, Obitelj, Obitelj plus, Student, Dinamična, Elastična, Klasična Lepeza package free of charge
Arranging and using the service for users of Moderan and Aktivan Platni asistent package and for users of Package for the Youth free of charge
Payments to the accounts of natural persons who hold an account with Zagrebačka banka free of charge
Payments to the accounts of legal persons who hold an account with Zagrebačka banka EUR 0.17 per order
Payments to the accounts in other banks EUR 0.30 per order

    Arrangement

    All you need is a computer with Internet access and a token which you arrange when arranging the e-zaba service.

    To use e-zaba, the recommended operating system version is Windows 10 and higher (minimum 7 or 8.1) and Mac 10.14 (Mojave) or higher (minimum 10.12 (Sierra)).

    e-zaba is optimized to work in Internet Explorer 11 and higher, Firefox (minimum Mozilla FireFox 36) and Google Chrome (minimum Google Chrome 64).

    You can arrange e-zaba in any branch of Zagrebačka banka.

    Use

    Retail users access e-zaba via website of Zagrebačka banka, www.zaba.hr, by selecting
    the e-zaba link – Retail (Građani). When logging in to e-zaba, token identification is required.
    Select m-token in the m-zaba application on your mobile device and enter the PIN you specified when activating m-token. In the main menu of m-token, select “OTP (APPLI1)” which will open a window containing a token serial number and OTP (one-time password), which are required for logging in to e-zaba. On the log-in page of e-zaba for retail users, enter the required data from your m-token in fields “Token serial number” (“Broj tokena”) and “OTP (APPLI1)” and then select “Log in” (“Prijava”).

    In the main menu, select “e-Payments” (“e-plaćanja”) – “Payments” (“Plaćanja”) and select “Domestic payments” (“Plaćanja u eurima u zemlji”). Enter the required data into the payment order and select “Prepare order” (“Pripremi”). Confirm the transaction using your token.

    When entering an order, select the required date of execution. Confirm the order by entering the MAC and conduct the payment – the order will be executed on the specified date.

    You can create payment templates for orders that you frequently pay to the same recipient (for example, utility bills and other monthly bills). After you create a specific payment template, you can use it for future payments. You will only need to enter the items which have changed compared to the stored template (usually, the payment amount or reference number). You will notice that e-zaba saves your time because you do not have to fill in entire orders over and over again. You can assign a name to each template to easily find them when paying bills next time.

    Using e-zaba you can make a term deposit, arrange i-Račun service for utility bills or arrange standing orders or direct debit – all that is only a few clicks away!

    If you need to consult a banker, using e-zaba you can chat with e-banker who will answer all your questions and, if necessary, set up an appointment in your preferred branch.

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    Security

    Zagrebačka banka continuously takes care of the security of operation via Internet banking by applying the latest protection technologies and implementing preventive measures to protect each and every element of its services, and thus ensure the maximum protection against misuse.
    Users access Internet banking using a token device or the m-token mobile application. Operational security of e-zaba is guaranteed by data coding and the application of a token or m-token accessed by entering a PIN.

    On-line banking (e-zaba) - Zagrebačka banka (2024)

    FAQs

    How do I contact Zagrebačka Banka customer service? ›

    In case you need Servis Centar services, you need to ask for assistance by calling the following numbers or by sending an email: if you're calling from Croatia, number 01 3773 333. if you're calling from abroad: 00431 52503 6547. email: zaba.hr@mondial-assistance.at.

    How to activate m zaba? ›

    Activation. After you download the app, you need to activate it by entering the identification and activation keys. After that, you need to choose a PIN for the future use of m-banking and m-token.

    What are the questions about online banking? ›

    Online Banking Questions
    • Q: What is Online Banking? ...
    • Q: What can I do with Online Banking? ...
    • Q: Is any of my personal information stored in the Online Banking product? ...
    • Q: How current is my banking information? ...
    • Q: What accounts will I be able to access through Online Banking?

    What is the swift code of Zaba? ›

    full name and address of your company – payment beneficiary. IBAN or your company's account number. BIC (SWIFT address) of Zagrebačka banka is ZABAHR2X.

    How do I activate my mobile key? ›

    Mobile Key
    1. Log in to the BPI app.
    2. Tap More > General Settings.
    3. Under Security, turn on Mobile Key.
    4. Nominate a 6-digit Mobile Key PIN code.
    5. Enter the One-Time PIN (OTP) sent to you via SMS.

    How do I connect to M Connect Plus? ›

    1. Download & install this app.
    2. Launch the app > click confirm on silent SMS page.
    3. Click confirm on OTP page.
    4. Create your own application password (4 digit number)
    5. Read and accept Terms & conditions.
    6. mPIN change page : Enter the mPIN received through SMS and create your own mPIN (4 digit number)

    What is the main problem in online banking? ›

    Online banking is at risk of cybersecurity threats that could expose confidential and sensitive financial information of the customer. Hackers use various tactics like phishing attacks, malware, and ransomware to gain unauthorized access to accounts.

    Is there a risk to online banking? ›

    If they're FDIC-insured, online banks are as safe as traditional brick-and-mortar banks in many ways. You can also take steps as a consumer to ensure your account is as protected as possible when banking online, whether you bank with a brick-and-mortar or an online bank, also called a direct or digital bank.

    What is the main disadvantage of an online bank? ›

    Online banking does have some potential disadvantages. These include a lack of face-to-face customer support, cash deposit services and a risk of technology failures or security breaches.

    What is the SWIFT code for bank of Zagreb? ›

    ZABAHR2X XXX BIC / SWIFT Code - ZAGREBACKA BANKA DD Croatia - Wise.

    Is SWIFT code legit? ›

    A SWIFT code — sometimes also called a BIC number — is a standard format for Business Identifier Codes (BIC). It's used to identify banks and financial institutions globally. It says who and where they are — a sort of international bank code or ID.

    Can you identify a bank by a SWIFT code? ›

    A SWIFT/BIC code consists of 8-11 characters and follows a format that identifies your bank, country, location, and branch. The first four letters represent the bank and usually look like an abbreviated version of the bank name.

    What is the main concern in Internet banking? ›

    The biggest disadvantage of internet banking is that the chances of fraud increases because on internet there are many hackers who by sending emails get information from account holders about their bank account number and password and transfer the money from customer account to their accounts.

    What information is needed for online banking? ›

    For personal accounts, you will need to provide your Social Security number, email address and phone number to enroll in Online Banking.

    What are 3 advantages of online banking? ›

    Online banking customers enjoy instant access from their computer or mobile device to a full range of services, allowing you to:
    • Check balances on accounts and view records of your transactions.
    • Pay bills automatically each month with easy-to-set-up auto payment.
    • Transfer funds between accounts.
    Feb 14, 2024

    What is involved in online banking? ›

    Access your accounts online

    pay bills and transfer money to other accounts. set up or cancel regular payments, such as Direct Debits and standing orders. view transactions and bank statements. open and close accounts, or request changes – such as adjusting your overdraft or credit limit.

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